FarmCover: index-based crop insurance for West Africa
Index-based crop insurance for Africa
In short
- Status
- Pilot
- Client type
- Cooperatives · West Africa
- Outcome
- On the pilot: 384 farmers onboarded through 25 cooperatives.
- Platform
- farmcover.technas.fr
Challenge
Smallholder farmers in West Africa are uninsurable through classical channels — too small, too remote, too expensive to assess.
Solution
Parametric insurance triggered by satellite vegetation indices and local weather data. No paperwork, no field visit, automatic payouts.
Outcome
On the pilot: 384 farmers onboarded through 25 cooperatives and ≈ €6,800 (4,444,706 FCFA) in premiums processed. Payouts fire on their own when the satellite sees the loss — no claim form, no field visit.
Key features
- Parametric Insurance
- Satellite Detection
- Local Weather Data
- No-paperwork Payouts
See also
Common questions
Do you work with solo founders, or only big companies?
Both. Roughly half our revenue comes from enterprise contracts, the other half from founders and SMBs. We adapt the rhythm and the price — a CTO gets a 2-week kickoff workshop, a founder gets a 60-minute call.
Where is my data hosted?
On our own Kubernetes cluster, in France and Germany (Hetzner). No US AWS, GDPR from day one. The stack is 100% standard: if you switch providers, any team can take over.
Where does the team sit and which timezones do you cover?
Core team across the EU and West Africa (UTC / WAT) — we cover Europe and Africa working hours comfortably, and overlap with US East Coast mornings.
Tell us about your project
Send a quick brief — name, email, what you're trying to do. We answer every message ourselves, usually within 24 hours.
- We answer within 24 hours, every time
- Free 30-minute discovery call, no obligation
- NDA on request before we hear the brief